Sharing as a Service™ is a Platform As A Service (PAAS) for developing and managing high-performing medical expense cost-sharing programs. The Sharing As A Service™ platform enables the development of programs for database management and accounting of intake member funds for distribution to medical providers and other members in the field of medical cost sharing.

Client Application slide
Client Activation slide

Convert Prospects Into Members

Configure the Sharable Application Center to execute a two-phased enrollment process that can be completed in 15 minutes or less.

View App Center Features

Serve Members, While Driving Community

White-label the Sharable Member Center to actively serve members and engage them into a P2P Sharing Process that drives community and social interactions.

View Member Center Features
Serve Members, While Driving Community
Enable A Fully-Integrated Sharing Value Chain

Enable A Fully-Integrated Sharing Value Chain

Sharable’s Platform and Cost Containment Services combine to enable a fully-integrated Sharing Value Chain which is managed and made visible through the Sharable Client Center.

View Client Center Features

Innovate Sharing with a Virtual Share Exchange®

At its core, Sharing as a Service™ enables P2P Sharing through innovative algorithms that match, allocate and transfer funds from member-to-member to clearly delineate Healthcare Sharing from the practice of insurance

View VSE Features
VSE

Features

App Center (Member Enrollment)

Dynamic Pricing

Dynamic Pricing

Applicants can dynamically view changes to the Monthly Share Amount as they choose from available program options

Attestations

Attestations

Disclosures, Statements of Beliefs and specific Policies can be configured to require the Applicant’s e-signature and attestations

Questionnaires

Questionnaires

Medical questionnaires can be configured and captured for each household individual that will participate in the membership

App Approvals

App Approvals

Application approvals may be automated, or configured to require a manual approval before the Applicant can advance and activate their Share Account

KYC (Know Your Customer)

KYC (Know Your Customer)

Automated KYC validations are integrated within the App Center, as is compliance with all banking regulations

Account Activation

Account Activation

Create and activate an addressable Virtual Share Account for every Primary Member

Payment Management

Payment Management

Enable manual and recurring payments of the Monthly Share Notice through Credit Cards, ACH and Payment Tokens

Member Center (Service & Community)

Share Stream

Share Stream

Members can generate private posts as inquiries and service requests, and public posts to connect with fellow members

Member Sharing

Member Sharing

Members are provided full control over all of their Share Account and all P2P Sharing activities

Dashboards

Dashboards

Members have full visibility and transparency into all their individual sharing activities as well as those of the Community

Share Notices

Share Notices

Members are able to view and pay their Monthly Share Notice as well as manage their payment methods

Care Teams

Care Teams

Members develop and maintain a list of favorite medical providers and Care Navigators for easy access and connections

Active Servicing

Active Servicing

Automate a messaging and notification strategy to keep members informed of activities and services related to their membership and participation

Tele Health

Tele-Health

An integrated tele-health application that enables members to set appointments with doctors and participate in web-based medical consults

Pharmacy

Pharmacy

An integrated pass-thru pharmacy that ensures members receive the lowest possible price at more than 50,000 retail pharmacies

Client Center (Value Chain Management)

App Support

App Support

Full visibility into all active applications and the ability assist applicants through a web-based enrollment process

Member Management

Member Management

Full visibility into all member activities and the ability to assist members in the management of their memberships

Care Navigation

Care Navigation

An online application for assisting members with inquiries and fully-resolving service requests

Payment Management

Payment Management

Assist members with the manual or recurring payment of their Monthly Share Amount

Receivable Management

Receivable Management

Full visibility into the collection of Monthly Shares and management of past due accounts

Financial Hardships

Financial Hardships

Help and assist struggling members through membership waivers and automated payment plans

Dashboards

Dashboards

Full visibility into all members' sharing activities, VSE Accounts and the flow of community funds

Reporting

Reporting

Standard and custom reporting options on all aspects of the Sharing Value Chain

Virtual Share Exchange® (P2P Sharing)

Cycle Cut Management

Cycle Cut Management

Implement and manage Monthly Cycle Cuts to bill by Share Periods

Share Notice Generation

Share Notice Generation

Automate the generation and publishing of a multi-variable Monthly Share Notice

Dynamic Reserving™

Dynamic Reserving™

Implement a dynamic variable amount in the Monthly Share Notice to sustain target reserve levels

Matching & Allocation

Matching & Allocation

Execute a P2P Sharing process that ensures member equity and supports the build-up of Distributed Reserves®

Bill Publishing

Bill Publishing

Generate and publish notifications to both Need Owners and Contributors before the transfer of funds

Distributed Reserves

Distributed Reserves®

Build and sustain medical reserves that are distributed across member accounts and partitioned by oldest funds

Provider Payments

Provider Payments

Direct, monitor, and track the collection of shared funds and payments to Providers